Ukraine’s business sector needs more than financial resources to recover—it also requires effective support mechanisms that enable entrepreneurs to launch new investment projects even under extremely challenging conditions.
This was emphasized by Natalia Butkova, Member of the Management Board of Oschadbank, in a Facebook post following her participation in a thematic roundtable held during the Ukraine Recovery Conference 2026 in Gdańsk. The event was organized by the Ministry of Economy of Ukraine and the Kyiv School of Economics.
The discussion brought together representatives of leading international financial institutions and organizations, including the European Commission, European Bank for Reconstruction and Development (EBRD), International Finance Corporation (IFC), Bank Gospodarstwa Krajowego (BGK), European Investment Bank (EIB), KPMG Ukraine, the International Chamber of Commerce (ICC), and the Polish Banking Association.
According to Natalia Butkova, for Oschadbank, Ukraine’s economic recovery is not merely a topic for discussion but a daily commitment to supporting entrepreneurs and local communities.
Today, Oschadbank accounts for approximately 15% of Ukraine’s total banking loan portfolio, while a significant share of financing for micro, small, and medium-sized enterprises is provided through risk-sharing mechanisms and guarantee programs.
During the roundtable, three key priorities were highlighted:
• Investment project preparation. Many initiatives, particularly at the community level, require professional preparation to become bankable and eligible for financing.
• Expansion of risk-sharing mechanisms. Currently, every fifth business loan issued by Oschadbank supports enterprises operating in frontline regions. To further stimulate entrepreneurship, it is essential to strengthen guarantee instruments and increase risk coverage.
• Access to long-term financing. Large-scale recovery requires financial instruments with maturities of up to 10 years, enabling greater private investment in Ukraine’s reconstruction.
“The joint efforts of the government, banks, international financial institutions, and businesses create the foundation for Ukraine’s large-scale recovery,” Natalia Butkova stated.
Participation in international platforms such as the Ukraine Recovery Conference helps develop practical solutions that will support Ukrainian entrepreneurs and create new opportunities for the country’s long-term economic growth.
Read more: How Long Ukrainians Need to Work to Buy an Apartment: Study Reveals Unexpected Leaders
Photo: Natalia Butkova