Despite wartime challenges, Ukrainian businesses continue to invest in development, scale up production, and create new jobs. One of the key tools for supporting entrepreneurs remains the state program “Available Loans 5-7-9%”, which provides access to financing for small and medium-sized enterprises (SMEs). This was reported by the Ministry of Finance of Ukraine.
According to the Ministry of Finance of Ukraine, just last week, 48 authorized banks issued 885 preferential loans to entrepreneurs totaling UAH 5.1 billion. Almost UAH 2 billion of this amount accounts for loans issued by public sector banks.
Since the beginning of 2026, Ukrainian entrepreneurs have already received nearly 20,000 loans totaling UAH 88.8 billion. Out of these, state-owned banks provided over 12.8 thousand loans worth UAH 38.9 billion.
In general, since the start of the full-scale war, the program has become one of the most vital financial tools for business support. During this period, 119,657 loans worth UAH 459.2 billion have been issued.
The largest share of funding was directed towards:
- Investment projects — UAH 69.32 billion;
- Working capital financing — UAH 88.65 billion;
- Support for agricultural producers — UAH 57.30 billion;
- Agricultural product processing — UAH 79.70 billion;
- Energy service (ESCO) — UAH 8.58 billion;
- Anti-war needs of businesses — UAH 56.79 billion;
- Crediting enterprises operating in high war-risk zones — UAH 85.13 billion.
Since the program’s launch, more than 154,000 loan agreements worth a total of UAH 548.8 billion have been signed. Over 106,000 of them were concluded by public sector banks.
The Ministry of Finance emphasizes that the state will continue to develop business support programs, including “Available Loans 5-7-9%”, “Available Financial Leasing 5-7-9%”, and “Available Factoring”. They are aimed at stimulating economic activity, creating new jobs, supporting entrepreneurs, and developing the economy even in wartime conditions.
Furthermore, the state continues to fulfill all interest compensation payments under the concluded loan agreements. Since January 1, 2026, the program has been implemented by the National Development Institution, which became the legal successor of the Entrepreneurship Development Fund following the completion of its institutional transformation.
Read also: A Practical Seminar for the Self-Employed and Business Owners Took Place in Canada
Photo: Canva